Compliance & Regulatory Disclosure

To comply with federal and international regulations, Taper Payer — through Cybrid — requires users to complete identity verification before initiating transfers above regulatory thresholds. This process may include:

• Government-issued photo identification (passport, driver’s license, national ID)
• Proof of address (utility bill, bank statement)
• Date of birth and Social Security Number or equivalent national ID number
• Selfie or biometric verification via our secure identity partner, Persona

Taper Payer maintains a robust AML program in line with FinCEN requirements and the Bank Secrecy Act (BSA). Our compliance program includes:

• Automated transaction monitoring for suspicious activity
• Real-time OFAC (Office of Foreign Assets Control) sanctions screening
• Mandatory reporting of suspicious activity reports (SARs) when required by law
• Ongoing customer due diligence (CDD) and enhanced due diligence (EDD) for high-risk users
• Staff training and regular internal compliance audits

Taper Payer LLC is registered as a Money Services Business (MSB) with the Financial Crimes Enforcement Network (FinCEN). Our services are facilitated in partnership with Cybrid Technology Inc., which holds the necessary regulatory licenses and compliance certifications to operate digital asset and fiat transfer infrastructure across supported jurisdictions.

All personal data collected through Taper Payer's compliance processes is handled in accordance with our Privacy Policy and Cybrid's own data protection practices. We use bank-level encryption (AES-256) and TLS protocols to protect your information in transit and at rest.

You have the right to request access to, correction of, or deletion of your personal data. To submit a data request, please contact us at info@taperpayer.com.

Compliance Contact

For compliance-related inquiries, please reach out to our compliance team: