TAPER PAYER INC.

254 Chapman Rd, Ste 208 #26415

Newark, Delaware 19702

Subject: Letter of Authorization to Open Business Account

To Whom It May Concern,

I, Katy Lucas, acting in my capacity as Founder, majority shareholder, and Authorized Representative of Taper Payer Inc., hereby confirm that I am fully authorized to open and manage a business account with Kraken on behalf of the company.

This request is submitted as part of our efforts to establish secure, compliant, and efficient financial infrastructure to support our digital payment and cross-border service operations.

As Founder and majority owner, I possess full authority to act on behalf of the company in all matters related to the account opening process. This includes, but is not limited to, the submission of required documentation, execution of agreements, and communication with Kraken.

This authorization is effective immediately and shall remain in full force until revoked or amended in writing.

Should you require any additional information or verification, please feel free to contact me directly.

Sincerely,

Katy Lucas

Founder & Authorized Representative

Taper Payer Inc.

Email: support@taperpayer.com

Phone: (404) 994-9648

Operating Agreement

Taper Payer LLC

A Limited Liability Company

February 2026

Section 1 — Corporate Bylaws and Shareholder Agreement

Article I – Name: The name of the corporation shall be Taper Payer INC., organized under the laws of the State of Delaware.

Article II – Principal Office: The principal office shall be located at 254 Chapman Rd, Ste 208 #26415, Newark, Delaware 19702.

Article III – Purpose: The corporation may engage in any lawful activity permitted under Delaware law.

Article IV – Shareholders: Ownership of the corporation is divided among the shareholders according to their issued shares.

ShareholderOwnership PercentageDate of BirthCountry of Residence
Katy Lucas70%03/28/1985United States
Judith Valcin20%07/07/1963United States
David Jeanty10%08/13/1979Haiti

Section 2 – Shareholder Agreement: This Shareholder Agreement governs the relationship between the shareholders of Taper Payer INC.

Voting Rights: Voting power corresponds directly to each shareholder's ownership percentage.

Transfer Restrictions: Shares may not be sold or transferred without approval from the majority of shareholders.

Profit Distribution: Profits and dividends shall be distributed according to ownership percentages unless otherwise agreed in writing.

Decision Making: Major corporate decisions require approval by shareholders representing more than 50% ownership.

Article I — Organization

1.1 Formation. Taper Payer LLC (the "Company") is a limited liability company organized pursuant to the laws of the State of Delaware, formed for the purposes set forth herein.

1.2 Principal Office. The principal place of business of the Company shall be at such place as the Members may determine from time to time.

1.3 Term. The Company shall commence upon the filing of its Articles of Organization with the Secretary of State and shall continue until dissolved in accordance with this Agreement.

Article II — Members

2.1 Members. The initial Members of the Company, their titles, and roles are as follows:

Member NameTitleRole
Katy LucasChief Executive Officer (CEO)Managing Member
Judith ValcinTreasurerManaging Member
David JeantyChief Operating Officer (COO)Managing Member

Article III — Management

3.1 Management by Members. The Company shall be managed by its Members. Each Managing Member shall have the authority to act on behalf of the Company in the ordinary course of business, subject to the limitations set forth herein.

3.2 CEO Authority. Katy Lucas, as Chief Executive Officer, shall have overall authority for the strategic direction and general management of the Company, including the authority to execute contracts, open bank accounts, and bind the Company in transactions up to amounts approved by the Members.

3.3 COO Authority. Judith Valcin, as Chief Operating Officer, shall oversee the day-to-day operations of the Company, including managing personnel, vendor relationships, and operational processes.

3.4 Treasurer Authority. David Jeanty, as Treasurer, shall be responsible for the financial management of the Company, including maintaining books and records, managing accounts, preparing financial reports, and overseeing compliance with financial regulations.

Article IV — Capital Contributions

4.1 Initial Contributions. Each Member shall make an initial capital contribution to the Company as agreed upon by the Members. The amount and nature of contributions shall be recorded in the Company's books and records.

4.2 Additional Contributions. No Member shall be required to make any additional capital contributions to the Company without their prior written consent.

Article V — Allocations and Distributions

5.1 Profits and Losses. The net profits and net losses of the Company shall be allocated among the Members in proportion to their respective membership interests, unless otherwise unanimously agreed upon in writing.

5.2 Distributions. Distributions of cash or other assets of the Company shall be made to the Members at such times and in such amounts as determined by a majority vote of the Members, subject to applicable law.

Article VI — Meetings and Voting

6.1 Meetings. Meetings of the Members may be held at any time and place as determined by the Members, either in person or by telephone, video conference, or other electronic means.

6.2 Voting. Except as otherwise required by applicable law or this Agreement, all decisions of the Company shall be made by a majority vote of the Members based on their membership interests.

6.3 Unanimous Consent Required. The following actions shall require the unanimous written consent of all Members: (a) amendment of this Agreement; (b) merger, consolidation, or dissolution of the Company; (c) admission of new members; (d) any transaction not in the ordinary course of business exceeding a material threshold as agreed by the Members.

Article VII — Transfer of Membership Interests

7.1 Restrictions on Transfer. No Member may sell, assign, transfer, pledge, or otherwise dispose of all or any part of their membership interest without the prior written consent of all other Members.

7.2 Right of First Refusal. In the event a Member desires to transfer their interest, the remaining Members shall have a right of first refusal to purchase such interest on the same terms and conditions offered by any third party.

Article VIII — Dissolution

8.1 Dissolution Events. The Company shall be dissolved upon: (a) the unanimous written consent of all Members; (b) the entry of a decree of judicial dissolution; or (c) any other event requiring dissolution under applicable law.

8.2 Winding Up. Upon dissolution, the affairs of the Company shall be wound up, its liabilities satisfied, and remaining assets distributed to the Members in proportion to their membership interests.

Article IX — Miscellaneous

9.1 Governing Law. This Agreement shall be governed by and construed in accordance with the laws of the State of Delaware.

9.2 Entire Agreement. This Agreement constitutes the entire agreement among the Members with respect to the subject matter hereof and supersedes all prior agreements and understandings.

9.3 Amendments. This Agreement may be amended only by a written instrument signed by all Members.

9.4 Severability. If any provision of this Agreement is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Organizational Chart — Ownership & Control Structure

Date: March 27, 2026

The following chart illustrates the full ownership and control structure of Taper Payer LLC, including all individuals who ultimately own or control the company, together with their respective roles and ownership percentages.

TAPER PAYER LLC

A Delaware Limited Liability Company

254 Chapman Rd, Ste 208 #26415, Newark, DE 19702

Katy Lucas

CEO / Managing Member

70% Ownership

DOB: 03/28/1985

United States

Judith Valcin

Treasurer / Managing Member

20% Ownership

DOB: 07/07/1963

United States

David Jeanty

COO / Managing Member

10% Ownership

DOB: 08/13/1979

Haiti

• No parent entities: Taper Payer LLC has no parent company or holding entity.

• No subsidiaries: Taper Payer LLC does not currently own or control any subsidiary entities.

• Ultimate Beneficial Owners: Katy Lucas (70%), Judith Valcin (20%), and David Jeanty (10%) are the sole and ultimate beneficial owners of the company.

• Control: Decisions require majority vote (>50%). Katy Lucas, as 70% owner, holds controlling interest.

IN WITNESS WHEREOF, the Members have executed this Operating Agreement as of February 2026.

Katy Lucas

CEO

Judith Valcin

COO

David Jeanty

Treasurer